/* ============================================================
   FINSIGHT — Bank Statement Analyzer  |  style.css
============================================================ */

:root {
  --blue:       #1A56DB;
  --blue-light: #3B82F6;
  --blue-pale:  #EBF4FF;
  --navy:       #0F172A;
  --dark:       #1E293B;
  --mid:        #475569;
  --muted:      #94A3B8;
  --border:     #E2E8F0;
  --bg:         #F8FAFC;
  --white:      #FFFFFF;
  --green:      #10B981;
  --red:        #EF4444;
  --orange:     #F59E0B;
  --purple:     #8B5CF6;
  --shadow-sm:  0 1px 3px rgba(0,0,0,0.08);
  --shadow-md:  0 4px 16px rgba(0,0,0,0.10);
  --shadow-lg:  0 12px 40px rgba(0,0,0,0.12);
  --radius:     14px;
  --radius-lg:  20px;
  --font-head:  'Syne', sans-serif;
  --font-body:  'DM Sans', sans-serif;
}

*, *::before, *::after { box-sizing:border-box; margin:0; padding:0; }
html { scroll-behavior:smooth; }
body { font-family:var(--font-body); background:var(--bg); color:var(--dark); font-size:16px; line-height:1.6; overflow-x:hidden; }
a { text-decoration:none; color:inherit; }
ul { list-style:none; }
button { cursor:pointer; border:none; background:none; font-family:inherit; }
input,select { font-family:inherit; }

/* ── Typography ── */
.section-label {
  display:inline-block; font-size:12px; font-weight:500; letter-spacing:.15em;
  text-transform:uppercase; color:var(--blue); background:var(--blue-pale);
  padding:4px 14px; border-radius:100px; margin-bottom:16px;
}
.section-heading { font-family:var(--font-head); font-size:clamp(28px,4vw,40px); font-weight:700; color:var(--navy); line-height:1.2; margin-bottom:12px; }
.section-sub { font-size:17px; color:var(--mid); max-width:560px; margin:0 auto 48px; text-align:center; line-height:1.7; }
.accent { color:var(--blue); }
.highlight { background:linear-gradient(135deg,var(--blue),var(--blue-light)); -webkit-background-clip:text; -webkit-text-fill-color:transparent; background-clip:text; }

/* ── Buttons ── */
.btn-primary {
  display:inline-flex; align-items:center; gap:8px;
  background:linear-gradient(135deg,var(--blue),var(--blue-light));
  color:var(--white); padding:13px 28px; border-radius:100px;
  font-size:15px; font-weight:500;
  transition:transform .2s,box-shadow .2s;
  box-shadow:0 4px 14px rgba(26,86,219,.35);
}
.btn-primary:hover { transform:translateY(-2px); box-shadow:0 8px 24px rgba(26,86,219,.45); }
.btn-primary:disabled { opacity:.45; cursor:not-allowed; transform:none; box-shadow:none; }
.btn-ghost {
  display:inline-flex; align-items:center; gap:8px;
  background:transparent; color:var(--blue); border:1.5px solid var(--blue);
  padding:12px 28px; border-radius:100px; font-size:15px; font-weight:500;
  transition:background .2s;
}
.btn-ghost:hover { background:var(--blue-pale); }
.btn-large { padding:16px 40px; font-size:17px; }
.sample-btn { font-size:14px; color:var(--muted); text-decoration:underline; transition:color .2s; }
.sample-btn:hover { color:var(--blue); }
.btn-spinner { width:18px; height:18px; border:2px solid rgba(255,255,255,.4); border-top-color:#fff; border-radius:50%; animation:spin .8s linear infinite; }
@keyframes spin { to { transform:rotate(360deg); } }

/* ── Header ── */
#header { position:fixed; top:0; left:0; right:0; z-index:999; background:rgba(255,255,255,.92); backdrop-filter:blur(12px); border-bottom:1px solid var(--border); transition:box-shadow .2s; }
#header.scrolled { box-shadow:var(--shadow-md); }
.nav-container { max-width:1200px; margin:0 auto; padding:0 24px; height:70px; display:flex; align-items:center; gap:40px; }
.logo { display:flex; align-items:center; gap:8px; font-family:var(--font-head); font-size:22px; font-weight:800; color:var(--navy); flex-shrink:0; }
.logo-icon { color:var(--blue); font-size:20px; }
.nav-links { display:flex; gap:32px; flex:1; }
.nav-links a { font-size:14px; font-weight:500; color:var(--mid); transition:color .2s; }
.nav-links a:hover { color:var(--blue); }
.nav-cta { background:var(--navy); color:var(--white); padding:9px 22px; border-radius:100px; font-size:14px; font-weight:500; transition:background .2s; flex-shrink:0; }
.nav-cta:hover { background:var(--blue); }
.hamburger { display:none; flex-direction:column; gap:5px; padding:4px; margin-left:auto; }
.hamburger span { display:block; width:24px; height:2px; background:var(--navy); border-radius:2px; }
.mobile-menu { display:none; flex-direction:column; padding:16px 24px; border-top:1px solid var(--border); background:var(--white); }
.mobile-menu a { padding:12px 0; font-size:16px; color:var(--dark); border-bottom:1px solid var(--border); }
.mobile-menu.open { display:flex; }

/* ── Hero ── */
.hero { min-height:100vh; display:flex; align-items:center; padding:100px 24px 60px; position:relative; overflow:hidden; max-width:1200px; margin:0 auto; gap:60px; }
.hero-bg { position:fixed; inset:0; z-index:-1; pointer-events:none; }
.grid-overlay { position:absolute; inset:0; background-image:linear-gradient(rgba(26,86,219,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(26,86,219,.04) 1px,transparent 1px); background-size:48px 48px; }
.blob { position:absolute; border-radius:50%; filter:blur(80px); opacity:.25; }
.blob-1 { width:600px; height:600px; background:radial-gradient(circle,#3B82F6,transparent); top:-200px; right:-100px; }
.blob-2 { width:500px; height:500px; background:radial-gradient(circle,#10B981,transparent); bottom:-200px; left:-100px; }
.hero-content { flex:1; min-width:0; }
.hero-badge { display:inline-flex; align-items:center; gap:6px; background:var(--blue-pale); border:1px solid rgba(26,86,219,.2); color:var(--blue); font-size:13px; font-weight:500; padding:6px 14px; border-radius:100px; margin-bottom:24px; }
.hero-heading { font-family:var(--font-head); font-size:clamp(36px,5vw,58px); font-weight:800; color:var(--navy); line-height:1.1; margin-bottom:20px; }
.hero-sub { font-size:17px; color:var(--mid); line-height:1.7; max-width:500px; margin-bottom:36px; }
.hero-actions { display:flex; gap:16px; flex-wrap:wrap; margin-bottom:48px; }
.hero-stats { display:flex; align-items:center; gap:24px; flex-wrap:wrap; }
.stat { display:flex; flex-direction:column; gap:2px; }
.stat-num { font-family:var(--font-head); font-size:26px; font-weight:700; color:var(--navy); }
.stat-label { font-size:13px; color:var(--muted); }
.stat-divider { width:1px; height:40px; background:var(--border); }
.hero-visual { flex:0 0 420px; position:relative; height:440px; display:flex; align-items:center; justify-content:center; }
.hero-phone { width:210px; background:var(--navy); border-radius:28px; padding:20px 16px; box-shadow:var(--shadow-lg); position:relative; z-index:2; }
.phone-screen { display:flex; flex-direction:column; gap:12px; }
.phone-header { font-family:var(--font-head); font-size:14px; font-weight:700; color:var(--white); text-align:center; margin-bottom:4px; }
.phone-bar { display:flex; flex-direction:column; gap:4px; }
.phone-bar span { font-size:11px; color:rgba(255,255,255,.6); }
.bar-track { height:6px; background:rgba(255,255,255,.1); border-radius:10px; overflow:hidden; }
.bar-fill { height:100%; background:var(--blue-light); border-radius:10px; }
.bar-fill.red { background:var(--red); }
.bar-fill.green { background:var(--green); }
.phone-pie { margin-top:8px; display:flex; flex-direction:column; gap:8px; }
.pie-slice { width:70px; height:70px; border-radius:50%; background:conic-gradient(var(--blue-light) 0% 28%,var(--red) 28% 63%,var(--green) 63% 100%); margin:0 auto; }
.pie-legend { display:flex; flex-direction:column; gap:4px; }
.pie-legend div { font-size:11px; color:rgba(255,255,255,.7); display:flex; align-items:center; gap:6px; }
.dot { width:8px; height:8px; border-radius:50%; flex-shrink:0; }
.dot.blue { background:var(--blue-light); }
.dot.red  { background:var(--red); }
.dot.green{ background:var(--green); }
.card-float { position:absolute; background:var(--white); border-radius:12px; padding:12px 16px; display:flex; align-items:center; gap:10px; box-shadow:var(--shadow-md); z-index:3; animation:floatAnim 4s ease-in-out infinite; }
.card-float-1 { top:20px;   left:-30px;  animation-delay:0s;   }
.card-float-2 { top:160px;  right:-20px; animation-delay:1.5s; }
.card-float-3 { bottom:20px;left:0;      animation-delay:3s;   }
.cf-icon { font-size:22px; }
.cf-label { font-size:11px; color:var(--muted); font-weight:500; }
.cf-val { font-family:var(--font-head); font-size:16px; font-weight:700; color:var(--navy); }
@keyframes floatAnim { 0%,100%{transform:translateY(0)} 50%{transform:translateY(-8px)} }

/* ── Features ── */
.features { padding:80px 24px; max-width:1200px; margin:0 auto; text-align:center; }
.features-grid { display:grid; grid-template-columns:repeat(auto-fit,minmax(260px,1fr)); gap:24px; text-align:left; }
.feature-card { background:var(--white); border:1px solid var(--border); border-radius:var(--radius-lg); padding:28px; transition:transform .2s,box-shadow .2s; }
.feature-card:hover { transform:translateY(-4px); box-shadow:var(--shadow-md); }
.fc-icon { width:52px; height:52px; border-radius:12px; display:flex; align-items:center; justify-content:center; font-size:24px; margin-bottom:16px; }
.feature-card h3 { font-family:var(--font-head); font-size:18px; font-weight:700; color:var(--navy); margin-bottom:8px; }
.feature-card p { font-size:14px; color:var(--mid); line-height:1.7; }

/* ── How It Works ── */
.how-it-works { padding:80px 24px; background:var(--navy); text-align:center; }
.how-it-works .section-label { background:rgba(59,130,246,.15); color:var(--blue-light); }
.how-it-works .section-heading { color:var(--white); }
.steps { display:flex; align-items:flex-start; justify-content:center; gap:16px; flex-wrap:wrap; max-width:800px; margin:0 auto; }
.step { flex:1; min-width:200px; max-width:240px; text-align:center; padding:24px; }
.step-num { font-family:var(--font-head); font-size:48px; font-weight:800; color:rgba(59,130,246,.2); line-height:1; margin-bottom:8px; }
.step-icon { font-size:36px; margin-bottom:14px; }
.step h3 { font-family:var(--font-head); font-size:18px; font-weight:700; color:var(--white); margin-bottom:8px; }
.step p { font-size:14px; color:rgba(255,255,255,.6); line-height:1.7; }
.step-arrow { font-size:28px; color:rgba(255,255,255,.2); align-self:center; flex-shrink:0; padding-top:20px; }

/* ── Upload Section ── */
.upload-section { padding:80px 24px; max-width:700px; margin:0 auto; text-align:center; }
.upload-wrapper { display:flex; flex-direction:column; align-items:center; gap:24px; width:100%; }

/* Format Badges */
.format-badges { display:flex; gap:10px; flex-wrap:wrap; justify-content:center; }
.fmt-badge { display:inline-flex; align-items:center; gap:6px; padding:7px 16px; border-radius:100px; font-size:13px; font-weight:500; border:1.5px solid; }
.fmt-pdf  { background:#FFF0F0; border-color:#FECACA; color:#991B1B; }
.fmt-csv  { background:#EBF4FF; border-color:#93C5FD; color:#1D4ED8; }
.fmt-xlsx { background:#ECFDF5; border-color:#6EE7B7; color:#065F46; }
.fmt-html { background:#FFF7ED; border-color:#FED7AA; color:#9A3412; }

.drop-zone { width:100%; border:2px dashed var(--border); border-radius:var(--radius-lg); background:var(--white); cursor:pointer; transition:border-color .2s,background .2s; }
.drop-zone:hover,.drop-zone.drag-over { border-color:var(--blue); background:var(--blue-pale); }
.dz-inner { padding:48px 24px; display:flex; flex-direction:column; align-items:center; gap:8px; }
.dz-icon { color:var(--blue); margin-bottom:8px; }
.dz-title { font-family:var(--font-head); font-size:18px; font-weight:600; color:var(--navy); }
.dz-sub { font-size:14px; color:var(--muted); }
.browse-btn { display:inline-block; background:var(--blue); color:var(--white); padding:10px 26px; border-radius:100px; font-size:14px; font-weight:500; cursor:pointer; margin:4px 0; transition:background .2s; }
.browse-btn:hover { background:var(--navy); }
.dz-formats { font-size:12px; color:var(--muted); margin-top:6px; letter-spacing:.02em; }
.file-chosen { margin-top:12px; background:#ECFDF5; border:1px solid #6EE7B7; color:var(--green); font-size:14px; font-weight:500; padding:8px 20px; border-radius:100px; display:flex; align-items:center; gap:6px; }
.security-note { display:flex; align-items:flex-start; gap:12px; background:#FFFBEB; border:1px solid #FDE68A; border-radius:var(--radius); padding:14px 18px; text-align:left; width:100%; }
.lock-icon { font-size:20px; flex-shrink:0; }
.security-note p { font-size:13px; color:#92400E; line-height:1.6; }
.upload-actions { display:flex; gap:16px; align-items:center; flex-wrap:wrap; justify-content:center; }

/* ── Loading Overlay ── */
.loading-overlay { position:fixed; inset:0; background:rgba(15,23,42,.7); backdrop-filter:blur(4px); z-index:9999; display:flex; align-items:center; justify-content:center; }
.loader-card { background:var(--white); border-radius:var(--radius-lg); padding:48px 40px; text-align:center; box-shadow:var(--shadow-lg); display:flex; flex-direction:column; align-items:center; gap:16px; }
.loader-spinner { width:56px; height:56px; border:4px solid var(--border); border-top-color:var(--blue); border-radius:50%; animation:spin .9s linear infinite; }
.loader-text { font-family:var(--font-head); font-size:20px; font-weight:700; color:var(--navy); }
.loader-sub { font-size:14px; color:var(--muted); }

/* ── Results Section ── */
.results-section { padding:80px 24px; max-width:1200px; margin:0 auto; }
.results-header { display:flex; justify-content:space-between; align-items:flex-end; flex-wrap:wrap; gap:20px; margin-bottom:32px; }
.result-actions { display:flex; gap:12px; flex-wrap:wrap; }

/* ── TAB BAR ── */
.tab-bar {
  display:flex; gap:4px; background:var(--white); border:1px solid var(--border);
  border-radius:var(--radius-lg); padding:6px; margin-bottom:32px;
  overflow-x:auto; scrollbar-width:none;
}
.tab-bar::-webkit-scrollbar { display:none; }
.tab-btn {
  display:inline-flex; align-items:center; gap:8px;
  padding:11px 22px; border-radius:12px; font-size:14px; font-weight:500;
  color:var(--mid); white-space:nowrap; transition:all .2s; flex-shrink:0;
}
.tab-btn:hover { background:var(--bg); color:var(--dark); }
.tab-btn.active { background:var(--navy); color:var(--white); box-shadow:0 2px 8px rgba(15,23,42,.25); }
.tab-icon { font-size:15px; }

/* ── TAB PANELS ── */
.tab-panel { display:none; }
.tab-panel.active { display:block; }

/* ── Summary Cards ── */
.summary-cards { display:grid; grid-template-columns:repeat(auto-fit,minmax(190px,1fr)); gap:20px; margin-bottom:40px; }
.summary-card { background:var(--white); border:1px solid var(--border); border-radius:var(--radius-lg); padding:24px; display:flex; flex-direction:column; gap:8px; transition:transform .2s,box-shadow .2s; }
.summary-card:hover { transform:translateY(-3px); box-shadow:var(--shadow-md); }
.sc-icon { width:44px; height:44px; border-radius:10px; display:flex; align-items:center; justify-content:center; font-size:20px; margin-bottom:4px; }
.sc-label { font-size:13px; color:var(--muted); font-weight:500; }
.sc-value { font-family:var(--font-head); font-size:26px; font-weight:700; color:var(--navy); }
.sc-note { font-size:12px; color:var(--muted); }
.sc-positive { color:var(--green) !important; }
.sc-negative { color:var(--red) !important; }
.sc-warning  { color:var(--orange) !important; }

/* ── Charts ── */
.charts-row { display:grid; grid-template-columns:repeat(auto-fit,minmax(300px,1fr)); gap:24px; margin-bottom:40px; }
.chart-card { background:var(--white); border:1px solid var(--border); border-radius:var(--radius-lg); padding:28px; }
.chart-title { font-family:var(--font-head); font-size:16px; font-weight:700; color:var(--navy); margin-bottom:20px; }
.chart-card canvas { max-height:260px; }

/* ── Tables ── */
.table-section { background:var(--white); border:1px solid var(--border); border-radius:var(--radius-lg); padding:28px; margin-bottom:24px; }
.table-title { font-family:var(--font-head); font-size:18px; font-weight:700; color:var(--navy); margin-bottom:16px; display:flex; align-items:center; gap:12px; flex-wrap:wrap; }
.table-note { font-size:13px; color:var(--mid); margin-bottom:16px; line-height:1.6; background:var(--bg); padding:10px 14px; border-radius:8px; border-left:3px solid var(--blue); }
.txn-count { background:var(--blue-pale); color:var(--blue); font-size:13px; font-weight:500; padding:3px 10px; border-radius:100px; font-family:var(--font-body); }
.badge-info { display:inline-flex; align-items:center; background:#EBF4FF; color:var(--blue); font-size:12px; padding:3px 10px; border-radius:100px; cursor:help; font-family:var(--font-body); font-weight:500; }
.table-wrapper { overflow-x:auto; }
.txn-scroll { max-height:440px; overflow-y:auto; }
table { width:100%; border-collapse:collapse; font-size:14px; }
thead th { background:var(--bg); color:var(--muted); font-size:12px; font-weight:500; letter-spacing:.05em; text-transform:uppercase; padding:10px 14px; text-align:left; border-bottom:1px solid var(--border); white-space:nowrap; }
tbody td { padding:11px 14px; border-bottom:1px solid var(--border); color:var(--dark); vertical-align:middle; }
tbody tr:last-child td { border-bottom:none; }
tbody tr:hover td { background:var(--bg); }
.amt-credit { color:var(--green); font-weight:600; }
.amt-debit  { color:var(--red);   font-weight:600; }
.badge { display:inline-block; font-size:11px; font-weight:500; padding:2px 10px; border-radius:100px; }
.badge-food          { background:#FEF3C7; color:#92400E; }
.badge-shopping      { background:#EDE9FE; color:#5B21B6; }
.badge-atm           { background:#FEE2E2; color:#991B1B; }
.badge-emi-loan      { background:#DBEAFE; color:#1E40AF; }
.badge-transfer      { background:#D1FAE5; color:#065F46; }
.badge-salary        { background:#D1FAE5; color:#065F46; }
.badge-income        { background:#D1FAE5; color:#065F46; }
.badge-other         { background:var(--bg); color:var(--mid); }
.badge-utilities     { background:#FEF3C7; color:#92400E; }
.badge-entertainment { background:#EDE9FE; color:#5B21B6; }
.badge-travel        { background:#E0F2FE; color:#075985; }
.badge-self-transfer { background:#E0F2FE; color:#075985; }
.badge-upi           { background:#F0FDF4; color:#166534; }
.badge-neft          { background:#EFF6FF; color:#1E40AF; }
.badge-rtgs          { background:#F5F3FF; color:#4C1D95; }
.badge-imps          { background:#FFF7ED; color:#9A3412; }
.badge-cheque        { background:#FFF1F2; color:#881337; }

/* ── Search & Filter ── */
.search-filter { display:flex; gap:12px; margin-bottom:16px; flex-wrap:wrap; }
.search-filter input { flex:1; min-width:200px; padding:9px 14px; border:1.5px solid var(--border); border-radius:8px; font-size:14px; color:var(--dark); outline:none; transition:border-color .2s; }
.search-filter input:focus { border-color:var(--blue); }
.search-filter select { padding:9px 14px; border:1.5px solid var(--border); border-radius:8px; font-size:14px; color:var(--dark); outline:none; background:var(--white); cursor:pointer; }

/* ── Average Balance Tab ── */
.avg-metric-strip {
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(180px,1fr));
  gap:16px;
  margin-bottom:28px;
}
.avg-metric-card {
  background:var(--white); border:1px solid var(--border);
  border-radius:var(--radius-lg); padding:20px 22px;
  display:flex; flex-direction:column; gap:6px;
  transition:transform .2s,box-shadow .2s;
}
.avg-metric-card:hover { transform:translateY(-3px); box-shadow:var(--shadow-md); }
.amc-label { font-size:12px; color:var(--muted); font-weight:500; text-transform:uppercase; letter-spacing:.05em; }
.amc-value { font-family:var(--font-head); font-size:24px; font-weight:700; color:var(--navy); }
.amc-sub { font-size:12px; color:var(--muted); }
.amc-green .amc-value { color:var(--green); }
.amc-red   .amc-value { color:var(--red); }
.amc-blue  .amc-value { color:var(--blue); }
.amc-orange.amc-value { color:var(--orange); }

.quarterly-strip {
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(220px,1fr));
  gap:16px;
  margin-bottom:28px;
}
.qtr-card {
  background:linear-gradient(135deg,var(--navy),#1e40af);
  border-radius:var(--radius-lg); padding:24px;
  color:var(--white);
}
.qtr-label { font-size:12px; color:rgba(255,255,255,.6); font-weight:500; text-transform:uppercase; letter-spacing:.05em; margin-bottom:6px; }
.qtr-months { font-size:12px; color:rgba(255,255,255,.5); margin-bottom:8px; }
.qtr-value { font-family:var(--font-head); font-size:26px; font-weight:800; color:#6EE7B7; }
.qtr-note { font-size:11px; color:rgba(255,255,255,.4); margin-top:4px; }

/* ── Loan Box ── */
.loan-box {
  background:linear-gradient(135deg,var(--navy) 0%,#1e40af 100%);
  border-radius:var(--radius-lg); padding:36px 40px; color:var(--white);
  margin-bottom:24px;
  display:grid; grid-template-columns:repeat(auto-fit,minmax(190px,1fr)); gap:28px;
}
.loan-item { display:flex; flex-direction:column; gap:6px; }
.loan-label { font-size:13px; color:rgba(255,255,255,.6); font-weight:500; }
.loan-value { font-family:var(--font-head); font-size:28px; font-weight:800; color:var(--white); }
.loan-note  { font-size:12px; color:rgba(255,255,255,.5); }
.loan-highlight .loan-value { color:#6EE7B7; }

/* ── FOIR Explainer ── */
.foir-explainer { background:var(--white); border:1px solid var(--border); border-radius:var(--radius-lg); padding:32px; }
.foir-explainer h3 { font-family:var(--font-head); font-size:20px; font-weight:700; color:var(--navy); margin-bottom:24px; }
.foir-steps { display:flex; flex-direction:column; gap:20px; margin-bottom:24px; }
.foir-step { display:flex; gap:16px; align-items:flex-start; }
.fs-num { width:36px; height:36px; border-radius:50%; background:var(--blue); color:var(--white); font-family:var(--font-head); font-size:16px; font-weight:700; display:flex; align-items:center; justify-content:center; flex-shrink:0; }
.foir-step strong { display:block; font-size:15px; color:var(--navy); margin-bottom:4px; }
.foir-step p { font-size:14px; color:var(--mid); line-height:1.6; }
.foir-disclaimer { font-size:13px; color:var(--orange); background:#FFFBEB; border:1px solid #FDE68A; padding:12px 16px; border-radius:8px; }

/* ── Contact ── */
.contact-section { padding:80px 24px; background:var(--white); }
.contact-inner { max-width:800px; margin:0 auto; text-align:center; }
.contact-cards { display:flex; gap:24px; justify-content:center; flex-wrap:wrap; margin-top:40px; }
.contact-card { background:var(--bg); border:1px solid var(--border); border-radius:var(--radius-lg); padding:28px 36px; min-width:180px; flex:1; max-width:220px; transition:transform .2s,box-shadow .2s; }
.contact-card:hover { transform:translateY(-3px); box-shadow:var(--shadow-md); }
.cc-icon { font-size:32px; margin-bottom:12px; }
.contact-card h4 { font-family:var(--font-head); font-size:16px; font-weight:700; color:var(--navy); margin-bottom:4px; }
.contact-card p { font-size:14px; color:var(--mid); }

/* ── Footer ── */
.footer { background:var(--navy); padding:40px 24px; }
.footer-inner { max-width:1200px; margin:0 auto; display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:20px; }
.footer-brand { display:flex; align-items:center; gap:8px; }
.footer-brand .logo-text { color:var(--white); }
.footer-note { font-size:13px; color:rgba(255,255,255,.4); max-width:480px; text-align:center; }
.footer-links { display:flex; gap:24px; }
.footer-links a { font-size:13px; color:rgba(255,255,255,.5); transition:color .2s; }
.footer-links a:hover { color:var(--white); }

/* ── Responsive ── */
@media (max-width:960px) {
  .hero { flex-direction:column; text-align:center; padding-top:90px; }
  .hero-content { align-items:center; display:flex; flex-direction:column; }
  .hero-sub { max-width:100%; }
  .hero-visual { flex:none; height:320px; width:100%; }
  .card-float-1 { left:0; }
  .card-float-2 { right:0; }
  .nav-links,.nav-cta { display:none; }
  .hamburger { display:flex; }
}
@media (max-width:640px) {
  .hero-visual { display:none; }
  .steps { flex-direction:column; align-items:center; }
  .step-arrow { transform:rotate(90deg); padding:0; }
  .loan-box { padding:24px; }
  .results-header { flex-direction:column; align-items:flex-start; }
  .footer-inner { flex-direction:column; align-items:center; text-align:center; }
  .footer-note { max-width:100%; }
  .tab-btn { padding:9px 14px; font-size:13px; }
}